Prenatal care and basic delivery. $6000.00
Shots and well-child visits first year. $1200.00
Shots and well child visits through age 18. 17 x $300 = $5100
Doctor visits for colds, flu, broken bones, average about 2 per year. 17 x $300 = $5100 based upon the $150 I spent getting my neglected cold / walking pneumonia treated 3 days ago, $150 per event.
Specialist referrals for complex stuff, avg cost to age 18 at 1 per person $4000
Well Woman w pap, std, cholestorol testing on single payer, once a yr, 19 – 55 $600 x 36 years = $21600
Well Man w prostate, std, cholesterol testing on single payer, once a yr, 19 – 55 $400 x 36 years = $14400
Basic single payer health care costs for a woman from prenatal to age 55 $43,000
Basic single payer health care costs for a man from prenatal to age 55 $35,800
Average basic single payer health care costs between genders. $39,400 for 55 years of care.
55 years x 12 months = 660 months. $59.69 per month.
But what about those very serious ailments like cancer and diabetes, etc.
What is the percentage rate of people that develop them?
Will preventative health care from pre-natal forward help to reduce those rates?
Would a plan priced at this level from prenatal forward and covering every person in the US, healthy or not, have adequate reserves to deal with those with very expensive illnesses.
Inquiring minds want to know.
Also – this is health care. This is not dental or optical. I don’t have current numbers for either, although I should have the optical as I’m 2 years past due for a checkup.
I could see a basic health care premium of $100 a month per person in my budget.
And with ZERO government restrictions on supplemental policies for everything from abortion to cosmetic surgery to – tattoos if the insurer and insured agreed upon it, no one is left out in the cold. It turns the optional medical market into a free market economy.
